Chapter 8 · The labour market and personal finances
Vad kallas ett lån där bostaden lämnas som säkerhet?
What is a loan secured against a home called?
Correct answer: Mortgage
A mortgage is a loan secured against a home. The household needs to budget for interest, repayments and other housing expenses.
Key words
bolån · mortgage
Source: Konsumentverket: Låna pengar – tips kring att ta lån · Olika typer av lån: bolån; ränta, amortering och avgifter
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Why this option does not fit
Studielån
Student loans finance study and are not secured against a home.
Kontokredit
Account credit provides borrowing capacity on an account; it is not the term for a home-secured loan.
Blancolån
An unsecured loan lacks the specific collateral of a mortgage.